What Is Scam or Legit?

Scam or Legit? It is a 32-card interactive flashcard game built from real scenarios — the same situations I watched unfold repeatedly during my years working inside a bank as a teller, banker, and fraud-aware customer service rep.

Every card follows the same structure:

1. Read the scenario — a real situation you or someone you know could actually face

2. Make your call — is it a SCAM, LEGIT, or should you VERIFY before acting?

3. Flip for the answer — see the verdict and learn exactly WHY, including what the scammer is counting on

This isn't a checklist you'll skim and forget. It's a game that builds genuine pattern recognition through practice — the same way you'd train any other skill.

What You'll Be Ready For

The 32 scenarios cover the scams that are actively draining accounts right now:

✅ Fake bank texts with suspicious activity alerts and short links

✅ "Fraud department" calls that already know your card number

✅ Zelle and Cash App overpayment setups

✅ Facebook Marketplace cashier's check tricks

✅ IRS impersonators demanding wire transfers

✅ Fake job offers with signing bonus checks that bounce

✅ Grandparent bail scams engineered to isolate you from family

✅ ATM skimmer red flags you can physically feel

✅ Gift card "debt collector" pressure tactics

✅ Rental listing scams targeting apartment hunters on Craigslist

And 22 more — including the harder ones that are specifically designed to look legitimate.

Who This Is For

Anyone with a bank account and a phone has already been targeted at least once. This deck is for the people who want to be ready the next time.

It's especially valuable for:

👴 Parents and grandparents — the most targeted demographic by total dollar amount lost, often because the scripts are designed to exploit family loyalty

🎓 Young adults — comfortable with technology but often unfamiliar with the specific banking mechanics scammers exploit

💼 Anyone who buys or sells on Facebook Marketplace, Craigslist, or Etsy — marketplace scams are among the fastest-growing fraud categories

👨‍👩‍👧 Families who want a shared reference they can go through together

If someone you love has ever wired money they couldn't get back, this is what they needed first.

Why a Game Works Better Than a Guide

Most fraud awareness content tells you what scams exist.

This makes you practice identifying them under realistic conditions.

There's a real difference between knowing "IRS scams are common" and being able to confidently say "this is a scam" when you're actually on the phone, slightly panicked, and the voice on the other end sounds completely official.

Pattern recognition doesn't come from reading. It comes from repetition. That's why this is built as a game — not a pamphlet, not a checklist, not a blog post.

By the time you've worked through all 32 scenarios, the warning signs aren't just facts you know. They're reflexes.

What's Included

📋 Scam or Legit? PDF Deck — Printable, shareable, and readable on any device. Keep it for yourself, print it out, or forward it to someone who needs it.

💻 Scam or Legit? Interactive Deck (PPTX / Google Slides) — Click through the scenarios and test yourself or run through it with a group. Works in both PowerPoint and Google Slides.

📄 READ ME First Guide — Setup instructions, tips for getting the most out of the deck, and direct support contact if you hit any issues.

Format: Digital download (PDF + PPTX) Delivery: Instant. Download immediately after purchase.

What's Inside

32 scenarios across 6 categories:

• Texts & Calls (7 cards)

• Zelle & P2P Payments (5 cards)

• Debit Card & Account (5 cards)

• Email & Online (5 cards)

• Checks & Money (4 cards)

• Bonus Round (6 cards)

Each card: scenario → your call → verdict (SCAM / LEGIT / VERIFY) → explanation of why.

Two formats included:

• Interactive PPTX — works in PowerPoint and Google Slides. Click through, make your call, reveal the answer.

• Printable PDF — keep it, print it, share it.

Built From Real Experience

I spent years working inside a bank — handling cash, processing wires, notarizing documents, filing fraud disputes, and taking calls from customers who had already lost money.

I watched people get scammed who never should have. Not because they were gullible. Because no one had ever shown them what the warning signs looked like in real life — not in a brochure, not in a training, not from their bank.

Your bank processes transactions. They're not in the business of keeping you educated.

I am.

— Andrew Vargas, Bank Confessions